Stand By Your Man...So He Can Step Over You When He Leaves You Destitute?

If you read this blog you know I'm big on forming opinions and recommending books before I've read them. In that vein, I'm about to have an aneuyurism about this book before I've read it so naturally need to blog about it.

I'm still reading Leslie Bennett's The Feminine Mistake and am even more obsessed with it than I was after the first time. I don't see how you can argue with her advice. Granted, it's a bitter pill to swallow--namely, that women shouldn't give up their careers to stay home to raise their kids. It's a message that I'm not entirely comfortable with; after all,I stayed home with my kids for 8 years.

However I am the first to admit that, while am grateful I had that choice for the sake of my kids, I am also the first to admit that Bennetts is right; while it was good for my kids to have had a mom at home with them, ultimately, it's more important to have a mom who is able too keep them in a home--and fed and clothed--in the first place. And you can't do that in the long run if you don't have a job, a pension (or 401k) and enough years in the workforce to accumulate enough Social Security credits to be eligible to receive benefits in your own right when you retire. (After all, can you really bank on the fact that a woman "may be" eligible for Social Security benefits as a result of her husband's work?)

Maybe it's because I was dependent on a man and experienced where that got me that I'm so passionate about this subject. It is incredibly easy to convince yourself that you will never have a financial care in the world as long as your man has a job. After all, millions of women do it, right? But what about the fact that millions of women also get divorced or become widowed?

While most people would never dream of going without car or health or home insurance, women don't think twice about the fact that opting out of the workforce for any appreciable amount of time (or maybe even any time at all) is a far riskier choice than going without insurance. The thing about going without insurance is that it doesn't matter until it matters, at which point it's too late to go back and get that insurance after all. Same with being financially dependent on a man--if you haven't worked in 5, 10 or more years and your husband leaves you or dies--or you leave him--you are, in all likelihood, screwed.

Sure, there's child support. All $384 a month of it in my case. I defy you to provide food and shelter for your kids on that. You get the house, right? Nope--not unless he either gives it to you outright or gives you use and possession for a few years, during which time you probably still have to pay the mortgage. Well, if you have to sell the house you get half the profits, right? Sure--if you actually make a profit--which, in this economic climate isn't anywhere near a given. But he has family money--you get half of that, right? Nope--anything he came into the marriage with is his and his alone and doesn't figure into the 50/50 equation.

Alimony--forget it, as far as being a long-term solution. These days it's restorative alimony only; the law no longer considers women to be incapable of supporting themselves and therefore needing or being eligible to have their ex-husbands support them even after the marriage. And so on...you get my gist. Fine, then--I'll just get a good lawyer and make him pay. Got $50,000 of your own to spend on litigation if you haven't worked in years?

Still think having a man is the only financial plan you'll ever need?

Enter Beside Every Successful Man: A Woman's Guide to Having It All, "...a guide for helping one's man achieve success (and, thus, get one's own in the process)."

I have to stop here and go purchase this book to see if it is actually as ignorant as that little synopsis makes it sound.